Refund a POS payment
Learn how to refund a point-of-sale payment.
To return funds to a customer after a payment is completed, you must refund the payment.
Refund guidelines and options
- The refund amount cannot exceed the original transaction amount. If the refund amount exceeds your refund threshold, you can change your refund threshold by contacting your Account Manager or emailing tech-support@emerchantpay.com.
- You can issue only one refund per original transaction.
- You can issue a refund only to the original card used for the transaction.
- You can perform a full refund or a partial refund.
- The refund is credited to the customer’s account within two days.
Refund a payment on an Ingenico terminal
To refund a payment on an Ingenico terminal, follow these steps:
- Press the F4 button on the screen to initiate a refund.
- Select Refund by pressing 2 on the keypad.
- Enter the refund code. The refund is provided to you upon activation of the refund option on your terminal. If you do not remember the refund code, call our Helpdesk team at (+44) 800 1123344.
- Enter the date of the original purchase receipt.
- Enter the refund amount and press the green Enter key.
- Hand the terminal to the customer.
- The cardholder must follow the on-screen instructions. This can involve presenting their card. The card must be the same as the one used for the purchase transaction.
- Wait for the transaction to complete processing.
- The terminal automatically prints a receipt for you.
- Depending on whether you want to provide the customer with a receipt, press Yes or No.
The refund code must match the STAN number on the original purchase receipt.
Refund a payment on a PAX terminal
To refund a payment on a PAX terminal, follow these steps:
- Navigate to the Transaction History tab, usually located at the bottom, the second option from the left.
- Select the specific transaction that you wish to refund. Then, click on the Refund option and confirm your choice by selecting OK.”
- Enter the password.
- Enter the refund amount.
- Select Refund.
- Ask the customer to insert, swipe, or tap the same card used for the original purchase transaction to accept the refund.
- The terminal automatically prints a receipt for you.