Capture a POS transaction

Complete an authorised POS payment.

Capture is the process of securing payments after a successful authorisation. To complete a payment, you go through a two-step process:

1. Authorisation
• Verify the payment details with the issuer.
• Reserve the necessary funds for the transaction.
2. Capture
• After successful authorisation, the payment gateway initiates the transfer of reserved funds from the customer to your account. The payment gateway automatically initiates the capture, so you do not need to perform it manually.
• You can perform partial captures, allowing you to settle a portion of the initially authorised estimated amount.
• You cannot capture an amount exceeding the initially authorised amount.
• If you need to undo the transaction, you must perform a refund.

---

Transaction workflow

The following outlines the transaction workflow for payment capture:

1. Capture request
• After final authorisation, the payment gateway automatically submits a capture request to the payment processor at the end of the day.
• For pre-authorised transactions, you must manually initiate a capture request after the final amount is determined.
2. Funds transfer
• The payment processor processes the capture request and transfers the authorised funds from the customer’s account to your account.
3. Transaction completion
• After the funds are successfully captured, the transaction is complete.